How To Use The Credit Card For Your Advantage
Don’t use a credit card to finance an unaffordable lifestyle. If you can’t pay off the entire balance every (or almost every) month, then you are overspending. Use these guidelines to determine what you should and shouldn’t charge:
* You have cash in the bank to cover the purchase. If you have sufficient cash in the bank to make a purchase, go ahead and charge it if you wish. Then pay off the balance in full when you get the statement.
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